Brian Hogben became mortgage free at the age of 35 years old. His goal which was inspired by his Dad ever since he was a child was to be financially secure on his 35th birthday. Brian started working as a commission-based mortgage agent at a young age, while simultaneously building a massive real estate portfolio. Today his holdings are close to 10 million dollars. Brian sold the first investment property he ever bought when he was 34 in order to pay off the balance of the million-dollar home he currently lives in today. Unfortunately, his dad was not there to see his goal turn into a reality. He died suddenly 2 years prior from Acute Myeloid Leukemia. The passing of Brian’s dad and the accomplishment of such a huge milestone fueled Brian to open a company that could inspire and instill the same values that his father did. Mission35 Mortgages was created out of this vein. Mission35 is a company that is committed to helping people increase their wealth through the ownership of real estate, and became one of the top mortgage brokerages in its first 3 years of existence, it currently has 10 locations across southern Ontario.

Brian wrote this book in order to show other people that becoming mortgage free many years earlier than what typical Canadians think it possible, is not just a pipe dream, it is a reality. A reality that gave Brian a life of purpose and huge amount of courage once the goal was achieved. The 10 steps in this book if followed correctly can give ANYONE the ability to have confidence in their finances and their entire financial future. The options that open up to you once you have financial security, meaning your bills are paid every month with certainty, are endless. You can leave a job you hate or a boss that you despise and open up the business or follow the path of the career you always dreamed of. This is possible when you are mortgage free. When you have a huge asset and your living conditions paid for and accounted for, it is MUCH easier to take a leap of faith and pursue what you truly want.

The motivation for this book was Peter Hogben. Brian’s dad, was a pillar in the family, even though he never made more than $60,000 a year in his life, his dad was able to raise a family with 2 boys, pay off his mortgage and retire comfortable all before the age of 60. Peter was a very happy and content man, never spending more than what he made. He did not have a lavish lifestyle however he never wanted for anything, he always had the time to do exactly what he wanted which was to spend time with his family and take his kids to all of there sporting events. This as the motivation for Brian in not only growing up, but also in writing this book, in order to show people that the fruits of a financially healthy lifestyle can lead to more joy, especially when reducing the wants.

By following the 10 steps that Brian writes about in his book, he has accomplished more being mortgage free than he ever did on the journey.